Energy Performance Certificate for Landlords

From 1st October 2008 all rental properties with a new tenancy agreement in England and
Wales will be required by law to have an Energy Performance Certificate (EPC).

If you rent out a property that does not have an Energy Performance Certificate (EPC) you could receive a £200 fine.

We can arrange for you to have a Energy Performance Certificate on your rented property by a fully accredited Domestic Energy Assessors.

Our EPC for rental properties prices remain the same regardless of location, size of the property or number of bedrooms your rented property has.

Please call (01480) 456520 now to find out our fantastic rates in order to get your Energy Performance certificate (EPC) in place before 1st October 2008.

Global Currency Rates of Exchange Today

• Global Currency Exchange Network, bring you daily currency exchange rates. For currency conversion, and money transfers, go to our website to create a free money transfer account
• Sterling fell again on Friday as growing expectations of a UK interest rate cut plummets the pound against a strong dollar and also slipping against the euro.
• Markets now expect the Bank of England to cut rates, currently 5 percent, by a quarter percentage point by the end of the year and probably again by February 2009.

GLOBAL CURRENCY EXCHANGE NETWORK – DAILY CURRENCY NEWS

Get the best currency exchange rate available today… Just call our Head Office on +44 (0) 1480 458 400 if outside the UK, or 01480 458400 ( in the Uk) and we’ll quote you the best exchange rate for Euro, usd, gbp, aed and more. Alternatively, fill in the short form below, and we will get back to you with the best foreign currency exchange rate.

Buying Canadian Dollars with Pounds

Money Transfer from the UK to Canada

There are many ways to transfer your money from the UK to Canada. In the past, most people have called their own bank and asked them to change their GB Pounds to Canadian Dollars. Currently, there are so many more cost effective ways to do this.

If you choose to use your bank, it’s likely that they will not necessarily:

1. Grant you the best rate of exchange available at that moment
2. They are likely to charge you a commission
3. They will almost definitely charge a fee for making the money transfer to Canada

If you knew about a way to save on each of the 3 areas, it’s likely you would use it, especially, as the foreign exchange specialists are usually faster than the high street banks as it’s all they do!

Some Expats, or second home buyers, in Canada simply open an account with HSBC as they allow the client to have accounts in Canadian Dollars and GB Pounds.

• The advantage of doing this is you have flexibility to move the money between your accounts when the currency exchange rate suits you.
• The disadvantages are that HSBC don’t have as many branches as Canada’s own local main banks in the cities. And, you are unlikely to get a great rate of exchange each time you switch between accounts.

Foreign exchange specialists, like fx-foreignexchange.com are now the more likely route for a second property buyer, or expat, to use for larger currency transfers from the UK to Canada. They already have an account with HSBC in Canada and the UK.

The advantages of using FX-Foreignexchange to exchange your £’s to Canadian Dollars are:

•  The service is safe and swift.
• They generally offer a better rate of exchange (Saving thousands on larger transactions).
• They don’t charge a commission.
• They don’t charge a fee to transfer the money.
• You can also set a rate of exchange that you are prepared to deal at, and FX-Foreignexchange will contact you when the currencies meet that figure so you can buy at the best rate of exchange.

The disadvantage, when compared to a high street bank, is difficult to see as there doesn’t appear to be one!

If you are looking to exchange GB Pounds into Canadian Dollars, call FX-Foreignexchange on +44 (0)1480 458400 for a quote, or simply ask for an explanation on how to save money when transferring abroad.

Or go to the fx-foreignexchange site

Buy Thai Baht for Property purchase

Buying Property in Thai Baht.

Buying Thai Baht at the best currency exchange rate is a relatively simple exercise. Call your broker!

However, buying Thai Baht at the best exchange rate in order to buy property in Thailand, as a foreigner. That’s not such a simple task. Choose a broker who understands the Thai property system as there is a specific Act, the 1991 Condominium Act, which applies to non-residents who aim to buy a condominium in Thailand.

If a non-resident person wishes to transfer money into Thailand to buy a property there, they must obtain a Foreign exchange Transaction Certificate for each payment. This certificate comes from the beneficiary bank and every certificate will need to be shown to the Land Department in order to register the title of the condominium. As an aside, the currency exchange transfer instruction needs to state that it is for the purpose of buying condominium.

There’s a catch though. If you transfer money into Thailand for this purpose, you need to ensure that each currency exchange is for US$20,000 as a minimum, otherwise you would need to obtain a credit note from the bank instead.
Transferring money to Thailand:
1. The money must be T/T (Telex-Transferred), with a document identifying the name of the purchaser in the form of either the sender’s or receiver’s name. For example:

Mr. Jones wants to buy a condominium in Thailand. He has his own account at an overseas bank to buy the condominium, he has to instruct the overseas bank to issue the document in his name as the sender of that amount to his (savings) account in Thailand, or any law firm (with the permission from the particular firm) after which the appointed company will buy that condominium for him,

(or)

It is possible for the buyer to ask a third party to transfer the money for him to buy the property by identifying himself as the receiver. This could be done by using a currency exchange Company such as fx-foreignexchange, who would offer the best rates at that moment for buying Thai Baht and would then organise the money transfer to Thailand.

2. The purchaser has to include the transfer instruction indicating that the purpose of this money is to buy a condominium unit.

The bank that receives money in foreign currency will issue the document (Foreign Exchange Transaction) which contains the following information:
- The transferred amount in foreign currency
- The transferred amount in Thai Baht
- The name of money sender

In order to get the best currency exchange rate in Thai Baht, whether selling Australian Dollars, US Dollars, GB Pounds, AE Dirhams or Euros, contact the experts, Fx-Foreignexchange.com and they will quote the best rate for the Baht today.
+44 (0)1480 458 400

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