Guide to Property for Sale or Rent

 Enjoy the Swiss life, buy a piece of realestate in Switzerland. This Swiss property is for sale by the owner direct and is a fabulous bargain. The Swiss life could be yours as this piece of realestate is set in the country, yet close to Zurich, Bern, Basel and even the Alps. This stunning, recently built, Swiss property is light and airy and captures picturesque views of the countryside.

The 5 bedroom property is a good size with about 540M2 of space, incorporating 2 large, luxurious, tiled bathrooms with stone floors + guest facilities. Glorious 70 sq m + living room and fully equipped granite kitchen looking out on three sides on to beautiful, low maintenance, landscaped gardens and patio. Views all around include one of Switzerland’s most spectacular castles. Under-floor energy efficient heating throughout. Electric shutters, TV and telephone points in all rooms. 3 large walk-in closets, remote control operated garage, gym room, 4 large cellar rooms ideal for a sauna and/or home cinema. The paved drive features two rock gardens with alpine plants. The property has been built to the highest Swiss standards. The property is perfect for living, working, retirement or investment.
Price: €831,000. Convert this price to your currency here:

Certain items of furniture for sale subject to negotiation.

More details and photographs……Contact the owner direct.

Discounted International Property from Blue Smile

Blue Smile Property provides discounted overseas property in Cyprus, Albania and Romania for Investors and Overseas Property Purchasers. Specialising in international investment properties and buy to let property with low deposits. We also offer a comprehensive lettings and property management service.

You may not have heard of ‘Let to Buy’, but it’s been around as a way of letting your existing home, to buy another, since the 1990’s. As the property sales market continues at a slow rate, more and more people are approaching letting agents for valuations, based on continuous lets for a ‘let to buy’ move.

There are many reasons to take up the option of ‘Let to Buy’. You may have to move with your job, you may need to move to a larger home because of a growing family, you may have specific requirements like the need for a garage to house your car. Whatever the reason, ‘Let to Buy’ could be the answer. One big advantage of ‘letting to buy’ is the possibility of getting a bargain on your purchase while riding out the current slow market on your sale until the market strengthens again.

Before we create a rush to our door, there are some factors to consider.
- If your property is leasehold, you will need to ensure you are allowed to rent out your existing property.
- You will need to have permission from your existing lender to rent the property out.
- You will have to inform your insurers for buildings and contents insurance.
The first step should be to have a rental assessment done. If your property rental value doesn’t match the amount required to make the move, it’s not worth going to the next step. Additionally, take advice from the rental agent about the ‘rentability’ of your property. Will it rent out consistently? Will the property rent for more with modest changes like re-decoration?

Having got a rental assessment, your next step is to get some professional advice from a qualified mortgage broker. Eligibility is dependent upon the proposed rental income on your current property being sufficient to cover the cost of your existing mortgage. Lenders offering this type of loan will usually exclude the existing mortgage from their calculations and offer you a mortgage for a new property based on normal income multiples. This means you can have two mortgages at normal residential rates, thereby avoiding ‘buy to let’ deals which often involve slightly higher rates.

Apart from getting you the home that you want, there are ways of reducing your tax bill. Think about using an agent to find and manage tenants. The fee will be between 10 per cent and 15 per cent of your rent, but the cost will be tax-deductible. Also, ask an accountant how to minimise CGT if you let your property for three years or more.

Professional, free, rental assessments are available at Gatehouse Estates Property Management in Godmanchester for ‘Huntingdonshire’ and Cambridgeshire.

01480 433933.  www.gatehouserental.co.uk

Investment Property from IPM

IPM Property Investments provides discounted property for Investors and Buy to Let Purchasers. Specialising in Investment Properties and Buy to Let Property Investment with low deposits and rental guarantees. We also offer a comprehensive lettings and property management service.

Now that the buzz of property investing is over and the property markets around the world have started cooling considerably from their peaks, is there still any opportunities left for property investment? Is it time to look elsewhere and find alternative markets for investing your money?

The simple and short answer is of course not. The property market is probably becoming one of the best investments opportunities to plan for big rewards. If you are the one to usually think “out of the box” and are successful in making money, then you will know that the property investment market is where your money should be going. That’s right, as crazy as it may sound; the smart money always goes against the crowd.

While everyone is jumping the property ship, the smart investor will be looking for investment property bargains at low prices. That means finding property that is being sold at rock bottom prices from people who are looking to sell quickly and happy with a lower price.

The property markets of countries like the american property, Spanish property and now even the UK property markets have experienced significant falls and these markets are now presenting the savvy buyer with excellent opportunity to buy properties significantly below the market value. The savvy investors have already started picking up property at bargain prices and it is the perfect time to go against the crowd while everyone else is abandoning property investment. If you are serious about making big money in the long term, then investing in property is definitely the way to go.

Motivated property sellers used to be a rare find.

Over the last few years, while the property market has been in the ascendancy, property sellers only became motivated when they saw something they wanted. With the housing market rapidly adjusting itself in the UK, property sellers have suddenly become more motivated by other factors including the desire to ‘offload’ surplas property portfolios before they have negative equity.

Why would someone buy now? Buyers can get a bargain basement price when purchasing from a motivated seller. In many cases, witnessed recently, sellers have been happy to sell at less than their purchase price 2 years before. Most of the sellers are seeking to avoid re-possession and the resultant ‘black mark’ against their name. In one case, a client on our For Sale By Owner site , www.buymyvilla.com , had 3 properties to sell on one development. He advertised just one on the site and has met with great success. He now has a lawyer interested in buying all 3.

The method seems to be working for the sellers, but the buyers are going out of their way to find what the industry now calls ‘motivated sellers’.

For a cheap, bargain, property visit Motivated Property Sellers for a selection, and deal with the property owners direct.

Many of those who discover this up-and-coming coastal region go on to fall in love with it. The Silver Coast is rapidly becoming the most desirable part of Portugal for discerning property investors, and the price movements are beginning to reflect this growth in popularity. For those seeking property for sale in the Silver Coast (Costa Prata as it’s known), the advice would be to act sooner rather than later, before the prices soar to match the properties for sale in the Algarve.

The Silver Coast stretches from north of Lisbon up the west coast to Porto. The most popular areas of the Silver Coast are currently the areas from Lourinhã up to Peniche, on to São Martinho do Porto and Nazaré on the coast, and a little inland to the town of Caldas da Rainha and the medieval walled city of Óbidos.

Property on the Silver Coast is currently in hot demand, and provides a fashionable alternative for those seeking an option away from the hustle and bustle of the Algarve. Of course, there are differences between the two regions. In the Silver Coast not so much English is spoken and in some inland areas it will be almost non-existent. One should be prepared for the adventure that comes with choosing a region, like the Silver Coast, that is untarnished by tourism. In fact, the Silver Coast remains the real Portugal, where traditions and culture abound. The beaches are incredibly popular in July and August with Portuguese holiday makers, thus maintaining a distinct Portuguese feel to the area, even since its recent discovery by foreign tourists searching for their bargain holiday beach home.

There is also a marginal difference between the weather fronts of the Silver Coast and the Algarve. More marked though is the huge difference in weather fronts between anywhere in Portugal and the U.K! Central and Northern Portugal boast beautifully hot summers, blue skies and sunshine throughout the winter, and what maybe even be considered a bonus is that they don’t experience the fierce dry heat of the Algarve. However one looks at it, the weather will always be a joy compared to that of the U.K.

Another reason to choose the Silver Coast, is that property prices are still a lot less than most other destinations in Southern Europe. However, with the recent trend to buy in this region, investors are hoping that the Silver Coast will see the sort of price hikes that the early investors of the Algarve enjoyed. Most are also hoping that further development will be controlled as the local authorities are promising so that the peaceful charm of the area won’t be swamped. But can there be hope for a rise in prices and yet coasts and towns remain unspoilt? Some say yes as the Portuguese have watched and learned from the rate of progresss in neighbouring Spain.

If you have not yet discovered this delightful region of Portugal, put it on the top of your list of destinations before you consider investing anywhere else. You won’t be disappointed.

For examples of properties for sale on the Silver Coast, go here.

CABANAS: An excellent rental investment within walking distance to the waterfront and ferries to the beach. Currently under construction, this private condominium of 1 and 2 bedroom apartments is in a prime location just 100m from the waterfront and the fishing village of Cabanas. The apartments come with air conditioning, fully fitted kitchens, fitted wardrobes in the bedrooms, ample terrace areas, and underground parking. The complex is built around a tropical garden area which incorporates 2 private swimming pools. Some limited off plan properties are available.

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BENAGIL: This unique development of 49 x 2 bedroom townhouses is in a prime cliff top location in this small but beautiful fishing village. Specifications include fully equipped kitchens with Zanussi appliances, double glazing, security entrance door with intercom, pre-installation for air conditioning, and an electric safe. The development has a communal swimming pool, parking, and automatic irrigation, and each townhouse benefits from a spacious roof terrace with sea views.

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CARVOEIRO: This development consists of 80 x 2 bedroom townhouses in a great cliff top location close to the centre of Carvoeiro. The houses are sold fully furnished and with air conditioning, satellite T.V, and fitted kitchens, and many enjoy sea views. Facilities include tennis courts, communal swimming pool, gymnasium, health club, restaurant, and discounts on nearby golf courses. Quarter share options are available from just €49,500.

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LAGOS: This luxury 5 star spa and beach resort is situated between Lagos and Praia da Luz, overlooking the picturesque Porto de Mós beach. The development comprises 1, 2 and 3 bedroom apartments and penthouses, spa bedroom suites, and 2 bedroom townhouses, the majority with sea views. All are surrounded by beautiful secluded landscaped gardens with a bar and restaurant. The leisure facilities include a 5 star health and beauty spa, hydrotherapy pool, sauna and steam rooms, gymnasium, aerobics studio, 1 indoor and 4 outdoor swimming pools, and 2 tennis courts.

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LAGOS: This new development can be found just a few steps away from the town walls of Lagos and its historical centre, with breathtaking views of Lagos’s natural bay and sandy beaches. The development features a commercial zone, swimming pool, private parking and ample green spaces. The apartment comes with fully fitted kitchens, pre installation for air conditioning and with high quality wood finishings.

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LAGOS: This private electric-gated condominium consisting of only 15 apartments is in an amazing location, just 100 metres from the beach. The heart of the apartments - the kitchen and living room - was designed in an open plan style and exudes space and light. The contemporary fixtures and fittings are of a very high standard with feature doors and furnishings. The ‘pièce de résistance’ of these apartments is a most beautiful communal roof top terrace, complete with heated swimming pool. The views are simply stunning - the longest stretch of beach in the Algarve, Meia Praia, over to the Monchique Mountains, and along the coast to Alvor and Portimão. The apartments also feature: elevator, satellite T.V, air conditioning, luxury kitchen with appliances, double glazing, electric shutters, and pre-installation for central heating, central vacuum system, and surround sound system.

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PRAIA DA LUZ: Close to the heart of Praia da Luz and less than 200 metres from the beach, this complex comprises luxury studio apartments and 1 & 2 bedroom apartments. All the apartments are fully equipped with under floor heating, satellite TV, and a central vacuum system. The underground parking comes with a large amount of storage space. Leisure facilities include gymnasium, aerobics studio, indoor swimming pool, Jacuzzi, sauna, café, bar, and restaurant. There is a poolside snack bar, a multi purpose sports area for tennis, basket ball and football, a playground, and outdoor swimming pools for both adult and children.

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BURGAU: This brand new development of apartments with high quality finishings is ideally situated in the small fishing village of Burgau, just minutes away from the small bay and cafés and restaurants. The apartments benefit from private parking, a communal swimming pool, and some have sea views. Additional features include air conditioning, double glazing, and pre-installation of central vacuum system and surround sound system.

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